If you are considering buying a home it is important to start with the pre-approval process first. This short video outlines what you will need to begin the pre-approval process for a home loan.

Basic documents required are: Last 2 year’s tax returns with W-2’s and/or 1099’s, last 2 months pay stubs, full copies of the last 2 month’s bank statements and identification.

After the documentation is received your loan officer will begin the income analyzation. If your credit needs some work, don’t fret! Your loan officer will give you advice about how to get where you need to be. Sometimes this can take some time which is why it is so important to make sure to take this step before searching for your dream home.

Watch this short video for more information and feel free to contact Lisamarie Wand with any questions or to get contact information for a loan officer that Lisamarie recommends.